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Your health in 2015: Get covered, stay covered!

The time has come to make sure your health insurance is covered for 2015—here's what you need to know, and what you need to do.

Having health insurance is more important than ever. Paying out-of-pocket for medical care can be crazy expensive and new provisions of the Affordable Care Act (ACA) mean more affordable options for coverage, higher standards for what insurance plans have to cover, and coverage of certain preventive services (like birth control—yay!) with noco-pays or other out-of-pocket costs. Plus, for most people there's now a penalty for not having health insurance.

Fortunately, open enrollment time is here again. From November 15, 2014, to February 15, 2015, anyone can shop for health insurance plans through their state health insurance marketplace.

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